Investing & Retirement
Whether you are an individual who would like to establish a one-to-one relationship and personally talk over your future with a Financial Advisor, or if you’re the type of person that prefers to manage accounts on your own, we have investment options for you.
Plan for your future
People have put their trust in Mid Minnesota Federal Credit Union to help them during many first steps in their life. From their first piggy banks to their first steps on a college campus… to their first 401(k)… to their first steps toward retirement.
Investment Services
Through Mid Minnesota Investment and Retirement Services you can meet with an experienced LPL Financial Advisor to discuss investment strategies for comprehensive and individualized financial strategies to help you work towards your financial goals.
Individual Retirement Accounts (IRA)
IRAs are one of the best retirement savings tools available today.
More people than ever before are now eligible to benefit from the tax advantages available through IRAs.
Benefits
- increased contribution limits,
- catch-up contributions for individuals who attain age 50 before the end of the taxable year,
- increased portability of assets between various plan types, and other changes to rollover rules.
Over time, these special tax features can result in significantly larger IRA savings accumulations than what can be accomplished in ordinary savings tools. As always, consult your tax advisor for comprehensive tax advice.
Have questions?
Why MMFCU?
t’s time to do banking differently. At MMFCU, we believe that true financial growth can only happen when we all grow together.
Credit union banking is rooted in locals serving locals, for the good of our community. We care about this community because it’s our home too. When you progress, so do we and in turn, we help others do the same. Owned by members (that’s you!) and led by members–that’s the credit union difference.
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products offered through LPL Financial or its licensed affiliates. Mid Minnesota Federal Credit Union (MMFCU) and Mid Minnesota Investment & Retirement Services (MMIRS) are not registered broker/dealers or investment advisor. Registered representatives of LPL offer products and services using MMIRS and may also be employees of MMFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, MMFCU or MMIRS. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the following states: Alabama, Arizona, Florida, Iowa, Kansas, Minnesota, Montana, Nebraska, North Carolina, North Dakota, New York, Oregon, South Dakota, Texas, Utah, Washington, Wisconsin and Wyoming.